Tuesday, July 21, 2015

The Bomb and Interest Rate

You can't get a mortgage at 3.67%.
Would you invest with a return less than 85-90%?

Advertising: $8/month
Investment: $1000/month

In Vancouver, rental increases are pegged at 2.5% which leads to a low investment, and is based on an official Canadian inflation rate of 0.5%. 5-year mortgages (the advised amount) are actually 2.79% at TD.

This would be advisable to allocate $200,000.00 CDN after-tax-income annually to a typical Vancouver ($1M) home. 5-year, payable. You couldn't get a return on that home.

At Gucci, a Crocodile Card Case has gone from $300.00 CDN to $543.45 CDN ($420.00 USD) this year. We have noticed inflation at Tiffany as well, in retrograde motion to the metal price of gold and silver. In luxury items, due to exclusivity, it seems a better practice to buy when desired than wait.

At Tiffany, we noticed a necklace move from sub-$10,000.00 CDN to 11, and a ring, AS.

Hermes has moved their men's belts from $888.00 CDN to $1010.00 CDN. 13.73%. Not that off a Canadian sales-tax (GST/HST) rate.

This would be a Gucci inflation rate of - although we believe they have held their Canadian price lower to account for a poor economy of - 81.18%.

We've hypothetically come up with an investment return of 12,500% (twelve thousand, five hundred, non-advertised), but have yet to plug-forward and back to make it reasonably interested.

You'll know that if you get the currently maximum Canadian mortgage of 25-years that a variable-rate would be suitably subject to an hike in rate.

One wonders how Iran will function with 2/3 of its Uranium Enrichment off-line.

We wonder why Joe Biden is shown in-camera in Barak Obama's speech. Is it to emotionally connect with white male middle-aged Americans, or is he figuratively Barak Obama's bodyguard, to show the power of the state behind Obama, and to warn them of CIA retribution, should they step out of line?

We typically refrain from political analysis and commentary at Hi Fi Art, and leave that to True Blue 2016.

You're going to love your rate.

JP 2016/07/21
www.hifiart.ca

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